Mukhyamantri Shikshak Cashless Chikitsa Yojana

Who is covered

The scheme covers teachers and non-teaching staff of the Basic and Secondary Education departments of Uttar Pradesh, including Shiksha Mitras and instructors, and their dependent family members, in the categories set out in the government order. It was approved by the state cabinet on 29 January 2026 and launched in July 2026.

One exception matters: anyone already covered by another central or state government health scheme — Ayushman Bharat PM-JAY or the Mukhyamantri Jan Arogya Abhiyan, for example — is not eligible for this one and uses that scheme instead. Either way, treatment with us is cashless.

Getting the card

• Step 1Register on the official portalcmtcts.upsdc.gov.in, with Aadhaar e-KYC
• Step 2Download your cashless cardThe card is what the hospital checks at admission
• HelpNot registered yet?Come anyway with your department ID and Aadhaar — our counsellor will guide you through registration

How treatment works with us

• Step 1Bring your card and reportsCM teachers' cashless card, department ID, Aadhaar, and every medical report you have
• Step 2We confirm your coverOur counsellor verifies the card and the applicable package, and completes the approval formalities before admission
• Step 3Treatment goes ahead cashlessUp to ₹5 lakh, at the package rates set under Ayushman Bharat and the National Health Authority

What we will always tell you

The scheme runs on Ayushman Bharat package rates, and occasionally a specific implant, drug or test falls outside a package. If anything in your plan is not covered, you are told the exact amount in writing before treatment, never at discharge. If a long course of treatment risks exceeding the ₹5 lakh limit, you hear that before it starts.

Common questions